Banking On Karma by the High Llamas
From the High Llamas’ 1992 Santa Barbara album. Written by Sean O’Hagan. No capo.

VERSE 1
[C] She came [Am7] looking for [Dm7] comfort [E7]
[F] Comfort [G7] from the counter [C] clerk [Dm] [G6]
[C] Joyce was [Am7] willing to [Dm7] help her [E7]
[F] Shed some [G7] light on something [C] dark [Cmaj7] [C7]
CHORUS
[Fm] We [Bb] are [Ebmaj7] banking, [C7] banking on [Fm] karma [Bb] [Ebmaj7] [C7]
[Fm] Cash [Bb] is the [Ebmaj7] no-no, [C7] it only [Fm] taints [Cm] the [Bb] soul
Banking on [Fm7] karma [Bb]
Banking on [Fm7] karma [Bb]
Banking on [Fm7] karma [Bb]
Banking on [C] karma [Bb6] [C] [Bb6]
VERSE 2
[C] Sunny [Am7] summer, southern [Dm7] England [E7]
[F] Finds me [G7] heading for the [C] track [Dm7] [G6]
[C] Getting [Am7] something from the [Dm7] horses [E7]
[F] Think I’ll [G7] bring some karma [C] back [Cmaj7] [C7]
CHORUS
[Fm] We [Bb] are [Ebmaj7] banking, [C7] banking on [Fm] karma [Bb] [Ebmaj7] [C7]
[Fm] Cash [Bb] is the [Ebmaj7] no-no, [C7] it only [Fm] taints [Cm] the [Bb] soul
Banking on [Fm7] karma [Bb]
Banking on [Fm7] karma [Bb]
Banking on [Fm7] karma [Bb]
Banking on [C] karma [Bb6] [C] [Bb6]
BRIDGE
Now se [Fm7] curity is tight
As the [Bb] counting starts to [Ebmaj7] night
That [Fm] guy is looking bent
Guess his [Ab] karma is all [Bb] spent
CHORUS
We’re banking on [Fm7] karma [Bb]
Banking on [Fm7] karma [Bb]
Banking on [Fm7] karma [Bb]
Banking on [C] karma [Bb6]
Banking on [C] karma [Bb6]
Banking on [C] karma [Bb6]
Banking on [C] karma [Bb6]
We’re banking on [Fm7] karma [Bb]
Banking on [Fm7] karma [Bb]
Banking on [Fm7] karma [Bb]
FADE
[C] [Bb6]